Long-term and post-acute care operators have plenty to worry about. Low Medicaid reimbursements, harsher CMS regulation, caregiver shortages and the impending end to PHE accommodations, to name a few. ...
Trappings of LTC system leave operators trapped
By
Stephen A. Moses
Feb 23, 2022
The current LTC system traps operators in a public financing system that pays too little, expects too much, rewards cronyism, discourages creativity, punishes profit making and disserves aging Americans.
What works for long-term care and what doesn’t
By
Stephen A. Moses
Nov 17, 2021
The history of long-term care is best understood as a tension between public and private financing. Over and over again, the private sector has intervened to fix or improve unfortunate conditions created...
Long-term care insurance: Time to yell ‘Run!’ yet?
By
James M. Berklan
Nov 12, 2014
There is a memorable scene in the movie “Forrest Gump” when Lt. Dan chews out the well-intentioned title soldier for saluting him while the enemy is likely watching. The implication is that...
Long-term care insurance’s uphill battle
By
James M. Berklan
Dec 11, 2013
What the long-term care insurance market could use right now is a healthy dose of capitalism. It ain’t gonna happen.
When it comes to paying for long-term care, public and private options can both fail
By
John O'Connor
Oct 07, 2013
What happened last week in Washington was not exactly highlight reel material. That is, unless you want to showcase public sector dysfunction.
Insurance, the elderly and what to do next
By
James M. Berklan
Jul 11, 2013
No sane person can criticize someone who admits being confused about how medical insurance should be funded, especially for seniors. Last week, a pair of innocently juxtaposed stories highlighted the struggle...
House repeals CLASS Act
Feb 02, 2012
The House of Representatives repealed the CLASS Act on Wednesday night, although its future is far from clear.
Many observers expect Republican efforts to repeal CLASS will die in the Senate, where there...
Americans over 50 are concerned about long-term care costs, study finds
Jul 01, 2011
Nearly 60% of Americans over the age of 50 are worried about the costs of long-term care, while only 16% feel prepared financially, according to a recent study supported by the insurance industry.
Everyone needs a long-term care plan
By
Ken Dychtwald
Nov 18, 2009
My parents wisely purchased long-term care insurance. They have showed me that now more than ever, it’s important to think ahead.