Lack of information prevents long-term care planning even for those with high incomes, SCAN report finds
By
Tim Mullaney
Aug 16, 2013
Americans who are earning high incomes often do not plan sufficiently for their long-term care needs, according to a new report from the SCAN Foundation and Langer Research Associates.
Trappings of LTC system leave operators trapped
By
Stephen A. Moses
Feb 23, 2022
The current LTC system traps operators in a public financing system that pays too little, expects too much, rewards cronyism, discourages creativity, punishes profit making and disserves aging Americans.
LTC insurance sales suddenly surge
By
Stephen A. Moses
Aug 10, 2022
Long-term care is a high risk and huge potential cost for aging Americans. Yet few plan ahead, and fewer still insure privately for this impending peril. Until now. Private insurers report that 140,000...
Also in the News for Tuesday, Sept. 7
Sep 07, 2021
Maine delays enforcement of healthcare worker vaccine mandate by one month … Vaccination reduces long COVID risk, even in breakthrough cases, study finds … Nurse who raped, impregnated Arizona patient...
Massachusetts examines rules for LTC insurance
By
Elizabeth Newman
Mar 28, 2017
Massachusetts regulators are close to increasing oversight of long-term care insurance after several years of debate.
Massachusetts regulators are close to increasing oversight of long-term care insurance...
The federal Medicaid bait and switch
By
Stephen A. Moses
Nov 06, 2023
It was supposed to work like this. When people need long-term care, they pay privately until they’re impoverished. Then and only then Medicaid helps. To avoid that outcome, people were urged to save...
CLASS caveats
By
Steve Moses
Apr 06, 2010
The CLASS Act is being touted as a progressive long-term care insurance solution. I have news for you: It’s not.
What works for long-term care and what doesn’t
By
Stephen A. Moses
Nov 17, 2021
The history of long-term care is best understood as a tension between public and private financing. Over and over again, the private sector has intervened to fix or improve unfortunate conditions created...
Long-term care insurance: Time to yell ‘Run!’ yet?
By
James M. Berklan
Nov 12, 2014
There is a memorable scene in the movie “Forrest Gump” when Lt. Dan chews out the well-intentioned title soldier for saluting him while the enemy is likely watching. The implication is that...
Problems with the CLASS Act
By
Stephen A. Moses
Oct 23, 2009
The Kaiser Family Foundation recently held a briefing on the much-touted CLASS Act. There was much praise to go around. I heartily disagreed with most of it.