At least one industry group is pushing for enactment of the Community Living Assistance Services and Supports (CLASS) Act. The measure offers limited coverage for long-term care services, and is backed by the American Association of Homes and Services for the Aging. But the American Association for Long Term Care Insurance counters that the bill cannot deliver as promised. Its just-released report finds that a $50 daily benefit will require monthly payment closer to $110, not the $65 being promoted. The study also asserts that a new government fund established for such coverage will go broke by 2027. Another obstacle: adverse selection. In other words, people in poorer health will be more likely to sign up for the benefit, the group claims. Insuring eldercare services has always been a contentious issue. It appears that this reality will not be changing any time soon.